Statute of Limitations on Debt in West Virginia

A debt can weigh heavily on your mind for an extended period of time. However, it is important for consumers to know that there are laws that protect them. Many people do not know that debt collectors can only attempt to collect on a debt for a set period of time.

The law sets a statute of limitations on debt, limiting how long you can be sued on a debt. After this time has expired, wages can no longer be garnished and debt collectors must disclose the fact that there is a statute of limitations to the consumer.

If you believe that your debt has passed the statute of limitations, get help from an experienced attorney. At the Fayetteville and Princeton, West Virginia, law office of Hamilton, Burgess, Young & Pollard, P.L.L.C., we have an extensive understanding of all of the debt collection laws and statutes. Our firm has more than 100 years of combined legal experience and four highly skilled lawyers dedicated to handling debt collection matters for clients who are facing financial troubles.

Contact our unfair debt collection practices attorneys today to learn more about how we can protect your rights against creditor harassment.

Skilled Debt Collection Representation

Most people are unaware that a statute of limitations on debt even exists. Our firm can step in and help if you find yourself saying:

  • "I thought I paid this debt off years ago."
  • "I don't even remember owing this debt."
  • "The amount of this debt seems a little high."

Our firm can defend against any claim and review any claims if you have been lied to. We take the time to explain the process of seeking a resolution to the debt and your options.

Taking Control Of Your Situation

In West Virginia, consumers are protected by the Fair Debt Collection Practices Act (FDCPA) and the West Virginia Consumer Credit and Protection Act (WVCCPA). We use our knowledge of these laws when handling all of the details of your debt collection case. Our firm contacts the creditors on your behalf, obtaining verification of the debt, how the creditor came to that conclusion and gathering all additional details in order to take action against the creditor.

Contact Our Firm Now To Stop Creditor Harassment

If you have debt collection questions or concerns, we can help. Get in touch with our experienced trial lawyers at Hamilton, Burgess, Young & Pollard, P.L.L.C. To schedule a free initial consultation, call 304-574-2727, toll free at 888-279-7919 or contact us online.