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Fair Debt Collection Practices Act

Thanks to the Internet, many people who are living under difficult debt are familiar with the Fair Debt Collection Practices Act (FDCPA). The FDCPA offers consumers a wide range of protections against many of the abusive and harassing techniques that debt collectors formerly, and in some instances continue to, employ. Some of the common prohibitions that people may be aware of include:

  • Calling your work repeatedly
  • Threatening you with arrest
  • Using abusive language

West Virginians Enjoy Additional Protections Against Unfair Debt Collection Practices

A very positive aspect of living in West Virginia that few people are aware of is that we have our own protections against creditor harassment on the state level. Our West Virginia Consumer Credit Protection Act (WVCCPA) offers the residents of our state even greater protections than those available through the FDCPA.

You’re David. They’re Goliath. We’re The Slingshot.

At Hamilton, Burgess, Young & Pollard, P.L.L.C.., our attorneys understand the FDCPA, the WVCCPA and the Fair Credit Reporting Act (FCRA), and how to hold debt collectors accountable for any violations of those laws. With more than 100 years of combined experience, our attorneys offer exceptional representation that is dedicated to helping our clients fight to ensure that their rights are respected throughout the process of debt collection.

Impressive Trial Experience, There When You Need It

When a debt collector has violated these laws, they may be liable for damages. Our extensive trial experience can be of great benefit should you need to sue a debt collector.

Contact The West Virginia Creditor Harassment Lawyers Of Hamilton, Burgess, Young & Pollard, P.L.L.C..

When you are concerned that you have been the victim of debt collection practices that violate the law, turn to the highly skilled and experienced West Virginia unfair debt collection practices attorneys of Hamilton, Burgess, Young & Pollard, P.L.L.C.. To schedule a free initial consultation, call 304-574-2727 , toll free at 888-279-7919 or simply contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Office Locations


Please direct all mail to P.O. Box 959
Fayetteville, WV 25840

Fayetteville office:
5493 Maple Lane

Fayetteville, WV 25840
Phone: 304-574-2727
Fayetteville Office Location

Princeton office:
1607 West Main Street

Princeton, WV 24740
Phone: 304-425-8775
Princeton Office Location

Toll Free: 888-279-7919